LIC Golden Jubilee Scholarship 2026

Life Insurance Corporation of India (LIC) has announced the official notification for the LIC Golden Jubilee Scholarship 2026. Economically weaker students who have passed Class 10th or 12th with at least 60% marks and are pursuing higher education, engineering, medical, diploma, or vocational courses can complete their registration under the LIC Golden Jubilee Scholarship 2026 scheme to receive financial assistance of up to ₹40,000 per annum.

• The LIC Golden Jubilee Foundation (LIC GJF), the philanthropic trust of the Life Insurance Corporation of India, has released the official notification and commenced online registrations for the LIC Golden Jubilee Scholarship Scheme 2026–27.

Designed to support meritorious students from Economically Weaker Sections (EWS) and lower-income families, the scheme provides financial aid across undergraduate professional degrees, technical certifications, polytechnic diplomas, and vocational trades. Eligible students who have passed Class 10th (Special Scholarship) or Class 12th / Intermediate (General Scholarship) can receive direct annual assistance ranging from ₹15,000 to ₹50,000 per year through direct electronic transfer (DBT / NEFT).

• The online registration window remains open through 30 September 2026. Below is the complete operational guide detailing course-wise disbursements, income benchmarks, academic eligibility criteria, document verification protocols, and step-by-step application instructions.

LIC Golden Jubilee Scholarship 2026: Fast Overview

Critical Dates & Recruitment Schedule

Course-Wise Scholarship Structure & Disbursement Modes

Scholarship amounts are structured into two distinct categories—General Scholarships (12th Passed) and Special Scholarships (10th Passed)—and disbursed annually in two equal semi-annual installments throughout the formal duration of the enrolled course:

Continuation Criteria: Continued disbursement across successive academic years requires the scholar to maintain clean academic progress, securing at least 55% marks in professional streams (Engineering/Medical) and 50% marks in General Arts/Commerce/Science in each annual or semester examination.

Comprehensive Eligibility Framework

Eligible Candidate=Minimum 60% in 10th/12th+Regular 2026–27 Enrollment+Annual Family Income ≤₹4,50,000

1. General Scholarship Requirements (Class 12th / Diploma Passed)

• Academic Threshold: Must have cleared Class 12th (or equivalent technical diploma) with a minimum of 60% marks or equivalent CGPA in academic sessions 2023–24, 2024–25, or 2025–26.
• Enrollment Benchmark: Must have gained admission as a regular, full-time first-year student in the 2026–27 academic session in a recognized college, university, or polytechnic institution.
• Lateral Entry Provision: Students securing direct lateral entry into the 2nd year of Engineering (B.E./B.Tech) after completing a 3-year technical diploma remain eligible.

2. Special Scholarship Requirements (Class 10th Passed)

• Academic Threshold: Must have secured at least 60% marks or equivalent grade in the matriculation (Class 10th) board examination.
• Enrollment Benchmark: Must be enrolled as a regular first-year student in Class 11th (under the 10+2 pattern), an ITI trade course (NCVT or SCVT), or a recognized two-year polytechnic diploma program for the 2026–27 academic cycle.

3. Family Income Criteria

• Total gross parental/family income from all legal sources must not exceed ₹4,50,000/- per annum.
• Priority in candidate shortlisting is granted to applicants whose total annual household income falls below ₹2,50,000/-.

4. Disqualification Criteria

• Students enrolled through distance education, correspondence courses, open school/university formats, or evening shifts are not eligible.
• Post-graduate candidates (e.g., M.A., M.Sc., MBA, M.Tech) cannot apply under this foundation scheme.

Mandatory Documents Checklist for Verification

Keep clear physical and scanned copies ready for upload and in-person verification:

• Identity Verification: Valid Government Photo ID (Passport, Voter ID, or Student Identity Card).
• Matriculation Certificate: Original Class 10th Marksheet and Passing Certificate.
• Senior Secondary / Diploma Records: Original Class 12th Marksheet or Diploma Transcript (where applicable).
• Admission Confirmation: Institutional Fee Receipt, Bonafide Student Certificate, or College ID for session 2026–27.
• Income Certificate: Valid Family Income Certificate issued by a competent revenue authority (such as a Tehsildar or SDM).
• Bank Passbook Details: Clear copy of bank passbook or cancelled cheque reflecting candidate name, account number, and IFSC code.
• Photographs: Recent color passport-size photographs matching the online portal submission.
• Category Certificate: Valid SC/ST/OBC/EWS certificate if claiming demographic benefits.

Selection Process & Divisional Allocation Architecture

[Online Application Submission]
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[System Routing via Postal Pincode to 112 LIC Divisions]
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[Merit Compilation: Board Examination % + Economic Need]
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[Document Verification at Local LIC Divisional Office]
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[Direct Electronic Fund Transfer (NEFT / DBT)]

• Pincode Routing: Upon entering your residential postal code, the portal maps your application to one of the 112 LIC Divisional Offices nationwide.
• Quota Allocation: Each LIC Divisional Office selects up to 80 General Scholars (40 Boys + 40 Girls) and 40 Special Scholars (20 Boys + 20 Girls) based on combined merit.
• Document Verification: Shortlisted candidates receive an intimation via email/SMS to present original certificates at their designated LIC Divisional Office.
• Disbursement: Following document clearance, scholarship installments are routed directly to the student’s personal bank account via NEFT.

Step-by-Step Online Application Guide

1. Navigate to the official portal: gjss.licindia.in/GJSS or the licindia.in home page.
2. Under the LIC Golden Jubilee Foundation section, click on “Apply Online for Golden Jubilee Scholarship Scheme 2026”.
3. Select your State, District, and enter your Full Legal Name, Father’s Name, Date of Birth, Gender, and Residential Address with Postal Pincode.
4. Input your Class 10th or 12th examination parameters: Board Name, Roll Number, Passing Year, and Aggregate Percentage.
5. Select your current enrolled educational institution, course stream, and total program duration.
6. Provide accurate bank account information: Student Account Number, Bank Name, Branch, and 11-digit IFSC code.
7. Enter gross annual family income as certified on your revenue income certificate.
8. Accept the statutory declaration, review all entered fields, and click Submit.
9. Record your generated Application Registration Reference Number and save a PDF copy or printout for reference.

💡 RK Advice: 5 Essential Tips for LIC Scholarship Applicants

• Cross-Check Bank Account Details Carefully: The bank account submitted must be in the student’s legal name, and the name spelling must align character-for-character with Class 10th board records. Joint accounts or parental accounts risk automated NEFT payment failures.
• Ensure Pincode Accuracy: The postal pincode determines which of the 112 LIC Divisional Offices handles your application. Entering an incorrect pincode will route your file to the wrong division, creating processing delays during local verification rounds.
• Obtain an Authorized Income Certificate Early: Self-declarations or non-notarized income slips are not accepted. Secure an official income certificate stamped by a competent revenue officer (Tehsildar or SDM) before the September 30 deadline.
• Preserve First-Year Fee Receipts: LIC Divisional Offices require clear physical proof of enrollment. Keep your formal admission confirmation letter, college identity card, and tuition fee receipt organized for immediate production when called for verification.
• Track Application Status with Your Reference ID: Save your system-generated application number in multiple locations. Divisional offices often publish merit lists on local notice boards or reference applicant IDs in correspondence regarding regional verification dates.

Important Links

Frequently Asked Questions (FAQs)

Q1: Can a student pursuing a postgraduate program apply for the LIC Golden Jubilee Scholarship?

Ans: No. The scheme supports only undergraduate professional programs, general degrees, polytechnic diplomas, ITI certifications, and Class 11th/12th intermediate schooling. Postgraduate courses are not covered.

Q2: Is there any registration fee to apply for this scholarship?

Ans: No. The application process is completely free. The LIC Golden Jubilee Foundation does not charge any application or processing fees.

Q3: What is the minimum qualifying score required in board examinations?

Ans: Applicants must have secured at least 60% marks or an equivalent CGPA in their qualifying Class 10th or Class 12th board examinations.

Q4: How is the scholarship money disbursed to selected candidates?

Ans: The awarded amount is transferred directly to the beneficiary student’s bank account in two equal semi-annual installments via electronic NEFT transfer.